1
Complete the assessment
Answer a few short questions about your employment, approximate debt level, province and current financial concerns.
Usually takes only a few minutes
A Simple, Confidential Process
How Clearwise Works
We help connect Canadians with trusted debt professionals who can review their situation and explain the options that may be available to them.
✓ Free assessment
✓ No obligation
✓ 100% confidential
Clarity starts with one simple step
Tell us a little about your financial situation. We will use that information to help determine which debt-relief options may be worth discussing with a qualified professional.
The Process
Three simple steps to explore your options
The process is designed to be quick, private and easy to understand. Completing the assessment does not commit you to any debt-relief program.
2
Your information is reviewed
Your answers help identify which solutions may be relevant, such as a consumer proposal, debt consolidation or bankruptcy.
No pressure and no obligation3
Speak with a professional
When appropriate, you can be connected with a qualified debt professional who can review your situation and explain the next steps.
Get answers specific to your situation
What To Expect
A straightforward conversation, without judgment
Debt can feel overwhelming, but asking for information does not have to be. The goal is to help you understand your choices clearly so you can decide what makes sense for you.
- ✓ A private review of your current situation
- ✓ A clear explanation of possible debt-relief options
- ✓ An opportunity to ask questions before deciding anything
- ✓ No obligation to move forward
What should you have ready?
Your approximate unsecured debt
Credit cards, lines of credit, payday loans and similar debts.
Your monthly income
A rough estimate is enough to begin the conversation.
Your biggest financial concern
For example, missed payments, collections or high interest costs.
Is the assessment free?
Yes. There is no cost to complete the Clearwise assessment.
Am I required to proceed?
No. Completing the assessment does not require you to enter a program.
Is my information confidential?
Your information is treated as private and used to help review your debt-relief needs.
Take The First Step
Find out which debt-relief options may fit your situation
Complete the free assessment today and take the first step toward greater financial clarity.
No obligation. Your information remains confidential.Clearwise Solutions is not a Licensed Insolvency Trustee and does not provide legal, financial or insolvency advice. We help connect individuals with qualified professionals who can assess their circumstances and explain available options. Eligibility and outcomes vary by individual situation.